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Air Club

Welcome to the Club

Air Club is the largest community of its kind in the later life lending market and free to join, with more than 8,000 members across the UK.

It’s specifically designed to help you grow and develop your business, with the tools and infrastructure you need to compete with large sector specialists.

The benefits of Air Club

The opportunity to earn more as you grow

Unlock membership benefits from the very first case you submit through Air Club, including enhanced procuration fees, exclusive products and rewards.

Free access to Air Sourcing

The most sophisticated later life lending sourcing tool, you gain free access to cutting edge technology designed to make your life easier.

Your loyalty is rewarded

As your business grows and you submit more cases through Air Club, you can earn more in commission and rewards through our unique tiered membership levels.

Personalised support every step of the way

The Air Club Adviser Helpdesk and live chat function offer support from a dedicated team of experts who are on hand to answer all your questions.

A route to accredited training and qualifications

Access one of the market’s leading sources of London Institute of Banking and Finance accredited training through Air Academy, helping you develop and grow your advice proposition.

A voice in the market

We fight your corner at every step, using our size to amplify the voice of every member through bespoke research and lender service reports.

In 2022 alone, our members received more than £50.1m in commission, £6.8m above what would have been earned dealing directly with lenders.

More opportunities

We consistently listen and engage with our Club members to ensure we drive forwards and evolve as one. It’s a partnership that has been instrumental in the rapid growth and evolution of the later life lending market.

Air’s focus on the continued improvement and expansion of the Air platform, allows you, as an adviser, to provide your clients with a wider and more efficient selection of financial solutions to better suit their individual needs – leading to better outcomes.


1-3 completions/year
  • Enhanced commission rates*
  • 2.31% | Academy Status - 2.35%


4-10 completions/year
  • Enhanced commission rates*
  • 2.40% | Academy Status - 2.45%
  • Access to entitledto


10+ completions/year
  • Enhanced commission rates*
  • 2.49% | Academy Status - 2.52%
  • Access to entitledto


Limited panel proposition. Invite only.
  • Enhanced commission rates*
  • 3.03%** | Academy Status - 3.05%**
  • Air Sourcing Panel & WOM
  • Access to entitledto

All include -

*Average rate based on whole-of-market (WOM) lender rates for Club members, **Average proc fee based on an assumed split of 85% of business going to panel lenders, 15% across the other WOM lenders.

*** Platinum members and above have full access to WriteRoute, unlocking features such as document uploads and templates.

We’re working hard to bring you a new and improved Air Club

At Air, we consistently listen and engage with our members to ensure we drive forwards and evolve together. That’s why we’re delighted to give you a sneak peek of what’s to come from the all-new Air Club.

More opportunity

Through the new Air Club, there’ll be more opportunities for you to grow and develop your later life lending business.

Better rewards

There’ll be greater rewards for loyalty and professionalism, championing both volume and experience with exclusive deals and enhanced procuration fees.

Access to more

You’ll have access to a wider range of personalised support and exclusive tools to help enhance your services and achieve better customer outcomes.

Best Adviser Support (Firm)

In a complex and fast-moving market, providing advisers with support to help them keep their finger on the pulse has been critical. Whether it’s latest products, updates in technology or adapting to regulatory change, lenders have had to constantly evolve their support. So who’s done this best?